Podcasting for Financial Professionals

3 Fab Financial Tools I Used to Get Debt-Free Quickly | Archived Episode

Are you feeling ready to tackle your debt, change your money management habits, or draw your own financial line in the sand? 

You are not alone.

After listening to this episode, you’ll walk away equipped with the tools I’ve used that created momentum in our financial lives and that have carried us from drowning in debt all the way to debt freedom and beyond. 

You'll hear how I used these tools differently back then versus now and which habits helped me be consistent along the journey. Just as motherhood is a journey, so is money management, and your needs and goals morph and change over time.

For a long time before we had children, my husband and I lived well on our combined two paychecks and excellent credit. We bought what we wanted for the house, went out to eat often, and enjoyed the freedom of two incomes and no kids.

But when we had kids, our financial lives seemed to steadily get more and more difficult. One thing was clear to me, however, and that was I wouldn’t let our financial difficulties affect our children. 

That’s when I drew my line in the sand and became more determined than ever to create the life of abundance I knew I’d always wanted.

Quietly, with very little progress at a time, I began to bring bills current, pay off the smallest debts first, and use these 3 fabulous financial apps and tools the way they were meant to be used. 

In hindsight, I know if I would have had a community or a coach, the journey would have been much faster, much less emotional and confusing, and much easier overall, which is why I share this information today.

Diving into any financial app is quite the endeavor. You've got to link accounts and import transactions, and don't you wish that someone would just spill the beans and tell you which ones are really worth it? 

Well, cheers, because in this episode, I share exactly that. Plus, you'll find out some of the nitty-gritty details from my own crazy financial journey. If I can dig my family out of debt, you can too!

3 Financial Tools I used to Get Debt-Free Quickly 

Magnify Money - Identifying the best set of financial products for your circumstances

Mint - Figuring out your net worth

You Need a Budget -Assists in making a plan for financial stability and success

 

Using these apps helped so much that in just 3 years we became debt free by paying off $80k (without 6-figures in income, either)!

In this episode, listen for:

• How debt ruled my life - I even considered bankruptcy as a potential solution
• Focus on accumulating assets that increase in value 
• How to select financial products that have an A or B rating through Magnify Money to ensure the best experience possible.

In this episode, you’ll also hear:

[12:43] What really happens when you file bankruptcy and why we didn’t go through with it 

[16:46] Details regarding the tools I used to get out debt 

[22:55] As our financial journey progressed, I learned about and started focusing on net worth 

My own financial journey toward debt freedom fueled my passion for helping other women just like you to create the abundant life you WANT.

Consistency, intentional actions toward small goals you set for yourself, and perseverance through times will produce results - make use of these financial tools, and you’ll begin to see a fresh financial outlook in no time.  

 

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

 

Follow me at www.instagram.com/reachingabundance

 

What Abundance Means To Me | Archived Episode

What does it mean to have an abundant life?

Abundance may mean different things to different people. Many definitions of abundance have to do with religion. My perspective has to do with the combination of happiness with your health, money, and those around you.

A particular phrase has been bouncing around in my head for several years. I aim to enjoy “spending time with the people we value most instead of spending money on things we don't need.”

We can't possibly expect to have an abundant life if we're unconsciously perpetuating unhealthy habits, suffering financially, and aimlessly "barely surviving" through life. 

Abundance is a term that occurred to me when my family and I were at our lowest point financially, which also became the driver for me to help other women and mothers who share or have shared similar struggles.

No matter your background, income level, or age, you can begin to craft a life filled with Abundance. To fully appreciate what I mean by Abundance and what it may bring into your life, I want you to consider your own personal definition of the term while I share mine.

Money isn't everything, but it does buy us experiences, pay for medical bills, and allow us to, if managed well, have a low-stress, happy retirement. 

In this episode, listen for:

• What you may gain by actively participating in discussions about money, and why you should do so
• What I wished for on my 4th birthday and how it still holds true today
• The lessons my childen need to become “successful” adults and what that means 

In this episode, you’ll also hear:

[5:05] I couldn't help but observe that our earnings, expenditures, and savings were all affected by our mentality, routines, and actions

[6:54] Money is a necessary tool in our society 

[13:56] My vision of a prosperous future includes spending money in ways that improve my health and longevity so that I may make more happy memories with my loved ones

 

For my family, money means access to opportunities and comforts that would otherwise be out of reach. When we don't have to worry about where the money for the next thing is coming from, we can do things like buy the shoes we need to go for a walk or hire a housekeeper so that we can spend more time together.

I want to encourage you to reflect on your past aspirations and make an assessment of the actions you can do right now to move closer to realizing them.

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

 

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

 

Follow me at www.instagram.com/reachingabundance

 

This episode is brought to you by cozi.com - the calendar app that keeps my family organized

We have to drop the idea of ”Trying to Catch Up” | Archived Episode

Are you burdening yourself with thoughts that no one else has (or probably will) verbalize?

For much of my life, I’ve believed that if I got enough done, checked as many things as I could off my list, or could be really productive a few days in a row, I’d be “caught up.” Then, I could relax.

Well, the complete no-pressure, there’s nothing else to do day never came. I was on this endless path of go-go-go, and as much as I could accomplish in a day was never enough. 

Over time, this burden of self-fabricated pressure and busy work begins to weigh heavily on our minds and makes us feel like we’re falling behind. Behind what, though? And what were we trying to catch up to? 

It’s time to quit looking at the ever-accumulating to-do’s that aren’t done yet and time to begin celebrating the unrecognized achievements of our everyday lives. 

In this episode and during the podcast, we’ll discuss how to shift our mindset, implement a better routine for ourselves and our family, and create that abundance we’ve always wanted.

I’m here to provide you with the guidance to feel comfortable and confident to talk about these topics and teach your children along the way because it’s not just for us; we are setting an example for our kids and showing them the way to abundance. 

Trust me. I get it! I too was in and still am in your shoes. Life is messy, but we have more control over our perspective than anything else. It’s that perspective that makes a huge difference!

Abundance means different things to different people, but to me, it means putting a stop to all the chaos, being as present as possible, and being fulfilled by the choices I have made. 

In this episode, listen for

• Why we all need to drop the idea of “trying to catch up.” 
• Who I'm helping reach abundance 
• How the perspective that you’re “trying to catch up” fuels the belief that we aren’t good enough 

Edge a little closer toward abundance by noticing when you’re trying to catch up on something. Take a step back and solidify your belief that you are enough. 

Begin to train your mind to highlight the things you have done and celebrate those instead of always looking ahead at the things you haven’t done yet.  This week I challenge you to notice the negative voice and ask yourself if those thoughts are really true. 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/catchup

 

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

 

Follow me at www.instagram.com/reachingabundance