Podcasting for Financial Professionals

Whether you’re already on a path toward paying off debt and need to check-in on your progress or if you’re ready to embark upon the journey toward financial freedom, this information-gathering exercise (accompanied by the free download) will provide you a complete, clear picture from which to craft your strategy. 

Welcome to the first step along the path of absolute confidence with your money. 

You’ve got to know where you’re starting from before you can expect to make any progress toward any financial goal. This information-gathering guide will help you form a clear pictureof your personal finances so that you can make an actionable realistic goal and embark upon the steps to achieve it.

No matter your background, your debt, your credit score, etc. gathering information is the first, most important step. 

In this episode, listen for:

• Ensure you have a recent statement and online account access to every credit card, loan payment, utility, and other monthly obligation. Check your annual credit report at least once a year.
• Don’t judge yourself based on the numbers. This exercise is solely for information gathering purposes. If you start to tally debts at this point in the game, you’re likely to get discouraged and quit. Help yourself stay motivated with little breaks or prizes after certain steps. 
• Besides being an act of self-care, your efforts to improve your financial situation will lead to greater security for you your family.

In this episode, you’ll also hear:

[00:05:18] Getting a sense of where you stand is the first step. Understand the figures in front of you. It’s time to stop guessing and start working with actual data if you want to make any progress.

[00:08:26]  All bills and transactions fall under 4 categories: Credit Reports, Subscriptions/Rent/Medical, Banking, and Investments. Use the free download to help keep you on track toward a complete picture. 

https://reachingabundance.podia.com/budgeting-for-debt-freedom-freebie

[00:15:12] Learn the ins and outs of your current position so that you can seek appropriate resources and take action. Finding the correct financial coach, establishing effective goals, and zeroing in on the most pressing concerns will help you make the fastest progress.

 

Find out the whole story about how debt affected my life here: https://link.chtbl.com/myjourney

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Meet the co-founder of madmealsco.com, Brittney Finley as she shares her health journey toward veganism and what she discovered about her own relationship with food and money along the way. She shares how meal prepping for her own health needs opened her eyes to how she could make a difference in others’ lives and continues down the path toward breaking the cycle of negative thoughts, subconscious habits, and generational behavior patterns. This mama is making big health and money moves and I’m so honored to cheer her on and share her story here. 

Find out more at www.reachingabundance.com  and on Instagram @reachingabundance and @happyhealthyabundance

“Remember the 1000-piece puzzle of abundance you’re putting together. Take it one piece at a time.” 

Part 1 (Cultivate a Growth Mindset in Your Child - 3 Key Beliefs and the Do’s and Don’ts of Parenting) of this series discussed the three crucial factors that must be considered while assessing your parenting style, tempering your reactions, and recalibrating your approach to discipline in order to achieve long-term success and overcome challenges.

In this episode, we discuss how we, as parents, handle stressful situations and how we react to potentially negative events. Our children learn how to deal with fear, change, and frustration based on what we do and say. 

Seeing and believing in the positive potential outcomes of any situation is valuable beyond measure and can positively impact not only your child’s outlook, but their career, relationships, success, and every facet of their future.

Learn and practice these 10 techniques with your child to reinforce positive beliefs, nurture a growth mindset, and give them the tools to battle that mean internal voice. 

• Modeling Desired Behavior 
• Affirmations and Visualization 
• Gratitude 
• Breathing Exercises 
• Alter the Environment 
• Monkey Brain 
• Superstar-What would they do 
• Magic 3 
• Anxiety is a Good Thing 
• Provide Opportunities 

In this episode, listen for:

• Modeling self-talk not just in parenthood, in every aspect of life
• How to help your children form words about themselves and their feelings, promoting communication and emotional intelligence
• At around 7 years old, kids develop sufficient reasoning skills and an understanding of cause and consequence to begin formulating their own answers to problems

In this episode, you’ll also hear:

[00:06:16] Modeling Desired Behavior has to be the number one activity you start with to create, instill, and nurture a growth mindset and positive self talk

[00:14:45] Studies show when we’re going through the mundane tasks in our day, we don't breathe enough. Implement intentional breathing exercises throughout your day to promote better mental, physical, and emotional health.

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

This episode is brought to you by FamZoo, preparing your child for their financial journey. 

Resources + Research 

verywellmind.com/piagets-stages-of-cognitive-development-2795457

https://www.health.harvard.edu/staying-healthy/take-a-deep-breath

https://www.cnn.com/2019/11/28/health/thanksgiving-gratitude-conversation-wellness/index.html

https://www.dailygood.org/story/426/how-imagination-shapes-your-reality-gabriel-cohen/

Book: The Whole-Brain Child by Daniel Siegel & Tina Bryson

Book: The Yes Brain by Daniel Siegel & Tina Bryson

Book: Don’t Should On Your Kids by Dr. Rob Bell 

Book: How Parents Can Teach Children To Counter Negative Thoughts by Frank Dixon

Book: Changing the Game: The Parent’s Guide to Raising Happy, High-Performing Athletes, and Giving Youth Sports Back to our Kids

Book: The Conscious Parent by Dr Shefali Tsabary

“We all have the power to choose how we will see a situation.” - Virginia Elder

We long for our children to have the missing piece of our own life puzzle. Whatever it was that we were missing from our own lives - maybe a talent, an opportunity, or an understanding - we hope they get blessed with what we didn’t.

Cultivating and nurturing a growth mindset in your child takes consistent actions and conversations with them over time. There are 3 key beliefs one must have to see positivity and a shortlist of Do’s and Don’ts for parents when it comes to discipline and intense situations. 

In this episode, I share about the detrimental self-beliefs I’m discovering in my son, the research I’ve done toward battling that negativity, and what we’ve been working on as a family to improve his self-esteem, instill positive beliefs about himself, and explore how we can parent toward supporting a positive outlook. 

Remember that you, and not anyone else, hold the key to your own development and the choices you make as you guide your children through similar processes. Consider how you’ll respond, how you’ll feel, and how long you’ll allow yourself to dwell on an issue.

In this episode, listen for:

• Getting on your child’s level in order to help them understand and work  through their emotions 
• Emotional intelligence and perspective can impact one’s ability to achieve financial abundance 
• The importance of expressing compassion and love even when it’s difficult to do so. Our natural inclination as parents is to immediately resort to discipline, but that’s not always beneficial

In this episode, you’ll also hear:

[00:11:33] Fair is Not Equal - We must accept that difficulties will arise. With kids, fair may not seem equal because of differences in age and activity.

[00:14:59] Not everything about us is set at birth. Discovery, practice, and personal development can help us go wherever we want to go

[00:21:17] Explaining the do’s and don’ts - Rather than focusing on specific actions, focus on your mindset and approach to the problem

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Find out which female celebrity shares your money mindset https://quiz.tryinteract.com/#/5f161526ef921800143bd117?method=iframe

This episode is brought to you by FamZoo, preparing your child for their financial journey. 

Resources + Research 

verywellmind.com/piagets-stages-of-cognitive-development-2795457

https://www.health.harvard.edu/staying-healthy/take-a-deep-breath

https://www.cnn.com/2019/11/28/health/thanksgiving-gratitude-conversation-wellness/index.html

https://www.dailygood.org/story/426/how-imagination-shapes-your-reality-gabriel-cohen/

Book: The Whole-Brain Child by Daniel Siegel & Tina Bryson

Book: The Yes Brain by Daniel Siegel & Tina Bryson

Book: Don’t Should On Your Kids by Dr. Rob Bell 

Book: How Parents Can Teach Children To Counter Negative Thoughts by Frank Dixon

Book: Changing the Game: The Parent’s Guide to Raising Happy, High-Performing Athletes, and Giving Youth Sports Back to our Kids

Book: The Conscious Parent by Dr Shefali Tsabary

Many of the “journeys” we take in life can feel isolating, and feelings of shame and guilt can creep up any time you’re in judgment of how you think you should feel about your particular stage of life. This is true of the financial journey, and motherhood is no exception.

It’s completely normal to feel alone and lost while simultaneously feeling guilty about any desire for more fulfillment in life. Like, isn't my beautiful baby enough to make me happy? 

While motherhood is awesome in many ways, there’s no denying that you’re capable, called, and deserving of more. April Sky and I chat today about answering that call for fulfillment outside of motherhood and why it’s important to lean into our intuition. 

More at www.reachingabundance.com and on Instagram @reachingabundance

Managing the household while raising children comes with the duty and pressure of being a master juggler. There are always several balls in the air, and occasionally one gets dropped. 

You shouldn’t have to worry about whether a bill has been paid or where your files are. How much relief would you feel if your personal finances were completely streamlined and simplified?

In just 5 simple steps, your accounts and all the related emails and paperwork will be organized. Make being the household CEO easier, see your overall financial picture more clearly, and be able to confidently decide where you want to go next. 

By setting up physical and digital organization methods that reduce distraction and worry, motherhood can be less stressful and more focused on the kids, like you want it to be.

In this episode, listen for:

• Do more of what works. Ditch what doesn’t. If something is not working, time to look into it and take action toward changing that system or behavior
• Label your files well to create accessibility, ease, and clarity 
• Don’t carry more than one credit card with you. Learn best practices to reduce your credit card spending 

In this episode, you’ll also hear:

[00:07:06] In this digital age, it’s likely you receive most statements and bills via email. However, you still need a physical organization system for your finances because there are always a few important documents that come in the mail. It’s best for them to have a place to belong.

[00:16:56] Notifications are great until they become a distraction from what’s really important. Listen up for tips that will help you get organized digitally, whether it’s in your inbox or banking apps

[00:25:16] Keep track of your cash flow and budgeting using MINT and YNAB. A quick overview of these tools and how they will save you time and stress in the long run

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Stop living paycheck to paycheck and get on track with YNAB, a tool to assist with your budget! 

“You have to think about your time differently and what it's worth!” - Rachel Wester. 

 

When faced with challenging financial circumstances, people frequently focus their attention on finding ways to reduce costs associated with unnecessary expenses. Instead of trimming lattes, what happens when we focus on the big stuff, like the mortgage?

 

Today we talk with Realtor Rachel Wester, and she shares her recent experience with a personal move, tips on how to reduce expenses on things you’re going to pay for no matter what, and how she’s piecing together her own abundant life over the past couple years by first prioritizing finances, then her business growth, and now her own health. 

 

When it comes to one of the most expensive investments we will make, it is essential to evaluate ALL potential costs of buying a home - that means digging below the surface and removing the rose-colored glasses. 

 

Your home and the mortgage that comes with it can either support your forward financial progress or hold you back. Find out how Rachel figured out it was time to make a move.

In this episode, listen for:

• How Rachel changed her mindset and habits around money by allowing her relationship with her personal finances to expand

• Purchasing a home is a life-changing decision. Your realtor’s background and goals should align with yours, so the guidance you receive aligns with your financial expectations and desires. 

• When you realize something is not working, make a change. Different actions produce different results. 

In this episode, you’ll also hear:

[00:20:46] One of the personal financial tips Rachel shares is https://www.powertochoose.org/ which allows Texans to shop for the best electricity rates and service plans

 

[00:24:40] Rachel recommends you read “G Code” by Ryan Stewman. How to stay super focused in a world full of distractions.

 

[00:28:20] Purposefully modeling and teaching your children to think outside of the box and create positive changes

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

 

Follow Rachel Wester at 

https://www.acquistorealestate.com/agent/rachel-wester

(972) 396-7512

rachel@acquisitorealestate.com

https://www.facebook.com/RachelAcquistoRealEstate

https://www.instagram.com/rachelwesterrealtor

www.linkedin.com/in/rachelwesterrealtor

When I’m in a bad mood, feeling low, or in a funk, even if I want a jolt back to positivity, I’m usually so deep in the fog that I can’t fathom how to do so.

 

Whether it’s lack of sleep, the weather, or financial distress bothering you, trust me, I get it. I have been there too! As mothers, the daily struggles and never-ending decision-making can lead to feelings of overwhelm, irritation, and inability to carry out even the most basic tasks. 

 

Remember, even though it doesn’t feel like it sometimes, you’re in control of how you show up to your day, which affects how you influence your loved ones.

 

In this episode, I'm sharing what's worked for me through various phases over the years. This list of 50+ happiness-generating, smile-inducing activities can help you overcome a negative frame of mind and the feelings that accompany it. 

 

None of us can be happy and bubbly ALL the time, but when you know you’re in a funk and WANT to snap out of it, this list will help!

In this episode, listen for:

• Studies have shown that dark and gloomy days can lead to feelings of grumpiness and sadness
• The results you get depend heavily on the attitude with which you show up to the task. 
• If you notice that mornings are generally most difficult, you might benefit from developing a morning routine that includes activities that you generally enjoy or would look forward to.

In this episode, you’ll also hear:

[7:31] Physical activity, such as walking, running, and dancing, can assist the mind and body through negative feelings.

[11:26]  Enhancing your creative potential means using your imagination more. This may be done in a variety of ways, including painting, singing, dancing, or cooking.

[14:15] Give yourself a mood boost for the day by surrounding yourself with positive people and energy, perhaps by having a coffee date with a friend or business bestie.

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Gumball Coloring Sheet - https://reachingabundance.podia.com/coloring-your-goals

 

This episode is brought to you by Tea Drops, an organic tea press that dissolves in your cup of hot water. 

 

No more tripping over toys, being embarrassed to have people over, or arriving 5 minutes late because you couldn’t find something.

 

Simplifying and decluttering your physical space can go a long way in providing mental clarity. Less distraction and more simplicity in your home can significantly improve your concentration and allow more progress toward your goals. 

 

You and I both know motherhood can get messy. If you feel like you can't keep up with daily chores, maybe clutter and an abundance of stuff are to blame.

 

The number one thing moms want is more time to do what matters, like spending quality time with family. A cluttered home parallels with feelings of overwhelm, guilt, and shame. But it doesn’t have to be that way. 

 

If you spend more time cleaning, tidying, and feeling overwhelmed than you do actually enjoying life, that’s a big red flag. Decluttering your physical space saves you time, money, energy, and mental space.

 

In today's episode, Declutter Coach Kiera Malowitz joins me to help overwhelmed moms with overstuffed homes sort through the mess and get organized. We discuss ways to simplify your life and create less chaos for the long term. 

 

You and your family will benefit from decluttering, and as a busy mother, allow you to find activities outside the home you can enjoy in your spare time.

 

In this episode, listen for:

• One of the first steps to declutter is to attack the most visual mess
• How to nurture good financial and clutter-free habits in your children
• The top, most common issues include how much stuff the kids have, the quantity of food you buy, and navigating the guilt of spending money on things that go unused. 

 

In this episode, you’ll also hear:

[5:35] How and why decluttering your home saves time and helps you regain control of your life. 

[10:35] Being more selective about what you bring into your house will naturally result in less of everything.  Amazon feels like our best friend, but before you place another order, think about what has to be gotten rid of first.

[22:36] What are the advantages of decluttering for your child, regardless of their age?

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Follow Kiera Malowitz,  Declutter Coach & Professional Organizer at

DFW Decluttered

682-651-5532

dfwdecluttered@gmail.com

https://www.dfwdecluttered.com

https://www.facebook.com/dfwdecluttered/

https://www.instagram.com/dfwdecluttered/

   

This episode is brought to you by FamZoo, a debit card app to teach your children how to save money.

We have all, at one point, found ourselves in circumstances we didn't necessarily intend. As much as we don't want to talk about our finances, money and our financial behavior is an important topic that needs to be discussed. While societal or familial beliefs might make discussing money uncomfortable for you at first, it's time to ditch the taboo surrounding conversations about money.

 

As a financial coach, I get to hear your stories, but today, I’m sharing my own personal financial journey. It’s time I reveal where my enthusiasm for personal financial journeys came from and reassure you you’re not alone in your struggles.

 

In the depths of my financial upset, I couldn’t find a fellow mom who provided guidance about the financial challenges of having young children and a boatload of debt. That’s why I do what I do today.  Hopefully, by revealing my own challenges, I can highlight this path we share.

 

My rock bottom looked like a mountain of $80K in debt. I was struggling to make the minimum monthly payments and making cash on Craigslist selling things so I could buy groceries. 

 

For a time, I let my parents' relationship dictate many choices I made in my own life, which didn’t benefit me financially. However, at rock bottom, there’s nowhere to go except up. 

 

 It was time to take charge and make changes for the better, both for myself and as an example for my children. I had the power to change everything.

 

In this episode, listen for:

• The array of feelings, from happily helping my mom through her divorce to drowning in debt because I lacked boundaries with my generosity
• If you don’t focus on the result you want, you’ll end up with a result you dislike 
• My naivety and ignorance of how quickly credit cards add up

 

In this episode, you’ll also hear:

[10:26] Knowing a line had to be drawn at some point. Seeing only $20 in the bank and the conviction I felt to get back on my feet for my family’s sake.

[14:56] Falling into the trap of purchasing a new car and not knowing where the monthly payments would come from.

[20:55] Failing to account for the additional financial expense of raising a second child and the financial missteps made during the first three years.

 

If this episode hit home for you, share it with a friend. Simply copy & paste this link: https://link.chtbl.com/abundance

Learn more about how you CAN create the abundant life you've always wanted at www.reachingabundance.com

Follow me at www.instagram.com/reachingabundance

Read the related blog post: https://reachingabundance.com/everything-you-need-to-know-about-how-debt-affected-my-life/

Free Debt Strategy and Budgeting Workbook - https://reachingabundance.podia.com/budgeting-for-debt-freedom-freebie

   

This episode is brought to you by YNAB, my favorite budgeting tool for you and your family.